If you want to have peace of mind that your business will be protected from financial losses then taking business insurance will be the right thing to do. Indian Money CEO , C S Sudheer reviews all the aspects you need to check when getting business insurance. Different Types of Business Insurance, Their Features and Benefits Business Insurance - Types According to Indian Money review of business insurances, there are basically six types of business insurance such as: 1.        Business interruption insurance : This covers loss of income that your business suffers during natural disasters. 2.        Worker’s compensation insurance : To protect your business from having to pay for expenses in case employees are injured at the workplace. 3.        Professional liability insurance :   This insurance focuses on protecting a business from costs that arise because of errors and...

If you want to make best use of your credit card then the tips we will be sharing in the following sections will definitely help you. So, let us find out what all you need to do and not to do while using a credit card in this Indian Money review. Tips on How to Properly Use a Credit Card Tip #1: Select the Right Card During Indian Money Review it was noticed that the best card is one which matches your spending needs. Additionally, you need to choose one that offers maximum benefits. For instance, if you travel frequently then a credit card that offers features like lounge access, hotel vouchers or air miles will be right option for you. Tip #2: Monitor Your Spends As per IndianMoney.com , You should only spend up to that limit which you will be able to repay. If you don’t then it is likely that you will fall into the dreaded debt trap. You will be struggling with your repayments after overspending and as such, it will be important to avoid this type of thing from ...

If you want to make best use of your credit card then the tips we will be sharing in the following sections will definitely help you. So, let us find out what all you need to do and not to do while using a credit card in this Indian Money review. Tips on How to Properly Use a Credit Card Tip #1: Select the Right Card During Indian Money Review it was noticed that the best card is one which matches your spending needs. Additionally, you need to choose one that offers maximum benefits. For instance, if you travel frequently then a credit card that offers features like lounge access, hotel vouchers or air miles will be right option for you. Tip #2: Monitor Your Spends As per IndianMoney.com , You should only spend up to that limit which you will be able to repay. If you don’t then it is likely that you will fall into the dreaded debt trap. You will be struggling with your repayments after overspending and as such, it will be important to avoid this type of thing from h...

Many of the insurance providers are not ready to insure problems such as mental illnesses. What is the reason behind it? Let us explore these details in the following section in this Indian Money Review of health insurance. Lack of Mental Illness Insurance and Reasons Behind it In-patient Treatment | Ignorance about Mental Illness Reason #1: In-patient Treatment According to IndianMoney.com , in any type of health insurance, the focus is on in-patient treatment and the consequent reimbursement of expenditure on hospitalization. In case of mental illness, the scenario is quite different since the treatment is given in outpatient mode and the patient does not have to remain in hospital. This one of the primary reasons insurance providers are reluctant to cover mental illnesses. Reason #2: Ignorance about Mental Illness Indian Money review Bangalore of health insurances found that a bulk of insurers do not provide coverage for mental illnesses in the form of bodily ...

There are different details to be checked when selecting a health insurance for your parents. Let us go through details of aspects you must check in this Indian Money review of health insurance plans. Health Insurance for Parents Age Limit | Pre-existing Illness | Co-payment Factor #1: Age Limit Select a plan where entry is allowed up to 60 years and make sure the plan provides guaranteed and lifetime renewability. This is due to the fact that many insurance companies do not allow renewal of a plan after a specific age limit. Here, it is important to keep note of the fact that as per IRDA guidelines, a senior citizen can take a health insurance up to the age of 65. Factor #2: Pre-existing Illness According to C S Sudheer , Indian Money review Bangalore CEO, you must ensure that the plan you are selecting will be covering critical illnesses and pre-existing disorders. Additionally, you need to choose a health insurance in which waiting period for pre-existing di...

If you are wondering what ELSS stands for, then it refers to Equity Linked Savings Schemes. These are considered diversified funds which are primarily invested in equity related investments. The good thing ELSS is that here investment is made in companies that have strong business model and a very good growth potential. Let us look at Indian Money review of aspects you need to check before making an investment in ELSS. IndianMoney.com Review of ELSS Many people get scared when they hear that investment will be made in equities. But, on the contrary, you get the assurance of better returns when you make investments for a longer period of time. Our focus here will be on analyzing few things that you need to keep note of while investing in ELSS. Types of ELSS As per Indian Money CEO , C S Sudheer , there are two types of ELSS, one is known as dividend funds and the other is called growth funds. Investment Method You can make an investment in two ways; as a lump sum amo...

Saving taxes is really a serious concern for high earning individuals. So, how they can reduce their tax burden? Let us look into some useful tips provided by Indian Money CEO, C S Sudheer . How high earning individuals can reduce tax burden? Donations and Charity By making donations, you will be able to support a good cause and at the same time get tax deductions. When you make a donation to any relief fund or charitable institution then you will be saving taxes under Section 80G. Similarly, when you make a donation for any rural development work or for scientific research project then such donation entitles you to claim deductions under Section 80GGA. Capital Gains According to IndianMoney.com Review , investment in capital gains bonds turns out to be the right option for high earning individuals. The reason is that, when capital assets are sold and capital gains arise out of it, those gains are tax free if the gains are invested in capital gain bonds. Another ...